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Most Americans spend more time planning for vacations and holidays than planning for their retirement.^1
1 Employee Benefit Research Insitute, 2007

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

The information contained in this article is not intended to (and cannot) be used by anyone to avoid IRS penalties. These articles supports the promotion and marketing of this [life insurance, annuity, long term care, disability, pension, etc. You should seek advice based on your particular circumstances from an independent tax advisor.

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• Financial Insights

  14 Tips for Beating the High Cost of College
  The cost of a college education continues to soar at a rate faster than inflation.

  Building a Savings Ethic
  Tips for building a savings plan that can improve your own economic outlook, leave you room to enjoy your spending and make you a creditor- not a debtor.

  Disaster-Proof Your Finances
  Floods, tornadoes, earthquakes, winter storms. The list of natural disasters seems endless these days.

  Map Out a Financial Strategy
  When it comes to finances, you may be fairly sure where you're headed this month, but less certain where you'll end up 5, 15 or even 30 years down the road.

  The Tortoise and the Hare
  The Steady Advantages of Dollar Cost Averaging

• January

  The Coming Retirement Boom
  In 2008, a new era will dawn that economists and policymakers have been anticipating for years with a mixture of curiosity and trepidation: baby boomers will begin turning 62, ushering in an unprecedented long-term shift in the balance between working and retired Americans.

• October

  A Retirement Plan for One
  Although most large companies are moving away from traditional defined-benefit plans, a solo defined-benefit plan may be an attractive pension option of you are a sole proprietor or if you are self-employed.

• September

  Tolerating Risk
  Whether you are a conservative investor or an aggressive one, it’s likely there are mutual funds that match your risk tolerance.